How to Finance Your Start-Up Business

Video from our FREE Online Business Course www.myownbusiness.org Session 9 How to Finance Your Business Question “Raising start-up money is one of the great hurdles in starting a business. Would you have any recommendations or some basic do’s and don’ts as to how people should go about this great challenge?” Rod Banks Executive Vice President, City National Bank Topics covered in this video: Starting a business, financing, loans, writing a business plan Transcript: First off, before you begin to think about getting your start-up money together, you need to have a business plan. And once you put the business plan together it will help you to determine how much money you need to start your business. Once you determine the amount, then you’ve got to decide: where is the best place to get it? In today’s world it is very difficult to go to a commercial bank–the typical bank you see on the street– for a start-up business type of loan. A lot of first time entrepreneurs will start off by using their own personal savings or look to a friend or a relative to see if they can get a friendly partner in with them. Some people will look at putting a lien to some degree on their home. Because of the credit card boom, a lot of people today will take credit card solicitations that come out. And it’s perfectly okay to take one of these low interest rate credit card offers if you manage it in a very responsible manner.
Video Rating: 3 / 5

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Dave Ramsey – Credit Card/Debt Collectors are SCUM

My hero, Dave Ramsey, tells of abusive practices and the violation of Federal law incorporated by debt collectors – particularly credit card debt collectors. Most people do not know that they have rights guaranteed to them by the Fair Debt Collection Practices Act (FDCPA) and debt collectors knowingly and habitually break these laws in order to frighten them into paying. IT IS NOT AGAINST THE LAW TO OWE MONEY! Do not allow yourself to be lied to (example: “You’re going to go to jail if you don’t pay this” is one of their favorites!) or treated without the dignity you deserve. KNOW YOUR RIGHTS UNDER THE FDCPA: Collectors can NOT call you before 8 am or after 9 pm Collectors can NOT threaten to have you arrested or charged with a crime if you dont pay Collectors can NOT continue to call after you have indicated you want them to stop (record your conversation with them, tell them you ARE recording it, write the date and time down in a journal, and follow up with a certified letter stating they may no longer call.) Collectors can NOT call friends, family members or colleagues repeatedly in order to get you to pay (they may call your acquaintances ONCE in order to track you down and may NOT mention that you owe money or give ANY information that would lead someone to believe that they are attempting to collect a debt.) For more information on your rights under the FDCPA, please visit my website at www.myarrp.com (click on the “Help With Credit” link at the top.) To the scum
Video Rating: 4 / 5

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You Want To Know More About The 0% Interest Credit Cards?

www.top-creditcards.net — You Want To Know More About The 0% Interest Credit Cards? In case you are searching for the different credit card then definitely 0% interest credit cards maintain much attractiveness in your case. Anything at all at 0% interest these days holds everybody’s consideration, to the issue! However in terms of these kinds of 0% interest credit card provides proceed, we have a many delicate dodging that credit card banks and charge card enterprises participate in to guarantee anyone get the tempt. Consequently just does it– confess it? You’re connected. The actual 0% APR a credit card advert that you simply noticed within the guide included every day magazine has piqued your attention. Although significantly are usually all these 0% interest credit cards for serious? In reality these are plus they are not. You can find credit cards which meet the guarantee of a 0% APR bank card, nevertheless, you until this 0% interest credit cards doesn’t previous long. Learn More About 0% interest credit cards, please visit : www.top-creditcards.net
Video Rating: 0 / 5

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